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Admark Capital - since 1988

(775) 234-2006
text / voicemail

732 S. 6th Street,  Las Vegas, NV 89101


no fees - no effect on credit
open secure pdf in desktop app - chrome recommended


Request a proposal



 


innovative fintech AI cloud payments services & working capital

private credit business advances

 

         

 

 

responsible straight-forward ethical business practices that put people first

Innovative payments services and working capital directly from the #1 trusted sources—no reseller/broker cost

 

 

Business finance is cash flow strategy



innovative fintech AI cloud payments services and working capital

fair transparent pricing and terms



private credit business advances

Request a proposal today


Admark Capital - since 1988

Request a proposal specifically for your unique business directly from trusted sources, not resellers — with our ongoing support at no cost — for fintech AI cloud payments services and working capital for operations, expansion, and refinance.

See what is available to you now for operations, expansion, or refinance.


no fees - no effect on credit
open secure pdf in desktop app - chrome recommended


Request a proposal





Why use us as your independent agency instead of an in-house finance company sales employee?

Because we have more ways to help you stay competitive —and three decades of experience.

We are not going to ask you for any money.
Our business is mainly referral so we value our integrity.
Our finance sources do bank-level agent background checks.

 

 

We help businesses stay competitive with operations, expansion, and refinance
— to get and keep more customers.







up to $50 million revenue and 500 employees


Admark Capital - since 1988




Say Hello to our friends at SmartBiz Bank.

SmartBiz Bank has helped more than 240,000 small businesses access the capital they need to grow. As the leading AI-powered financing platform connecting small businesses with SBA, bank term loans, and lines of credit, SmartBiz Bank has helped deliver more than $9 billion to entrepreneurs.

Please use this link to apply so we can assist if needed.


no fees - no effect on credit - no broker or reseller cost


 

FORTUNE  January 2024

Securing funding for a small business in the U.S. looks a lot different than it used to. Historically, small business owners had two main options: attracting investors–or approaching banks for loans. However, the lending landscape has shifted and a growing number of small business owners are exploring an alternative source of capital: private credit.




all kinds of money for operations, expansion, and refinance







Fintech AI Cloud Payments Services and Working Capital

Proposals are directly from trusted sources with our ongoing support
as your independent agency at no cost.

 



supporting manufacturers & suppliers, distributors & wholesalers, services & retailers in most industries

 

 working capital for operations, expansion, and refinance

COMPARE

 

Four ways businesses can dodge loan scams and predatory lenders

1. BE WARY OF EXCESSIVE SPEED
2. NEVER PAY MONEY UPFRONT
3. EXPLORE ALL OF YOUR LENDING OPTIONS
4. SURROUND YOURSELF WITH THE RIGHT EXPERTS

 

The terms working capital, business advance, merchant cash advance, revenue financing, cash flow financing,
non-bank funding are often used interchangably. Most people incorrectly call them all loans.

 

Innovative fintech AI cloud payments strategies and responsible non-predatory trusted sources
of working 
capital screened to ensure fair transparent pricing and terms  




Safe easy access to working capital for operations, expansion, or refinance


 


Business owners have more choices for working capital.


Conventional Bank Business Loan  vs.  Private Credit Business Advance

Two different kinds of working capital from completely separate business finance systems:
Conventional bank loan (depositors' money)  vs.  Private credit business advance (investors' money)

One is a loan with interest.

The other is an advance—the discounted sale of future revenue.

The terms working capital, business advance, merchant cash advance, revenue financing, cash flow financing, non-bank funding are often used interchangably.
  Many people incorrectly refer to them all as loans.

 

 

Are you getting what you need from your bank?



(June 13, 2024)  A large survey by a private credit industry leader found that:  
...roughly half of business owners say access to capital is their biggest challenge
and the reason they are being held back from growing their business.


Traditional Business Loans
conventional banks & community banks


 



Private Credit Business Advances Displace Bank Business Loans


Private Credit Working Capital

 

The Blurring Line - Private Credit

Private Credit Business Advance vs. Traditional Bank Business Loan

secure pdf
https://www.phildoyle.com/private-credit.pdf


all kinds of money for operations, expansion, and refinance

 

 

 

https://www.worldpayworkingcapital.com/

Admark Capital is your independent agent for Worldpay Working Capital - no need to contact a company sales employee

 

 

Private credit working capital has been available to large enterprises for decades.

What is new today is private credit working capital for small businesses—money for operations, expansion, or refinance—with safe easy application and funding directly through their secure account. No broker or reseller fees. No collateral. Usually no personal guarantee. No business plan required. Credit score less important. Larger proposals. Flexible terms. High approvals. Convenient streamlined process.  Same day or next day direct deposit funding.

 


FORTUNE  January 2024

Since the late 1970s, businesses have tapped into private credit, often when they did not qualify for loans from traditional banks or needed capital beyond what banks were able to provide.

 


Private credit provides financing directly to businesses. It has become a valuable alternative to traditional lending from banks, especially for small- to medium-sized businesses that often do not qualify for loans from traditional banks or need capital beyond what banks are willing to provide.
American Investment Council


Private credit and equity firms are appropriately regulated
by the U.S. Securities and Exchange Commission (SEC).



Private credit firms, generally among other requirements, are subject to registration with the SEC, on-site SEC examinations, comprehensive compliance programs, and regular reporting of asset and business information to the government.

Drew Maloney is the president and CEO of the American Investment Council (AIC), the leading advocacy and resource organization established to develop and provide information about the private investment industry and its contributions to the long-term growth of the U.S. economy and the retirement security of American workers.

 

 

What is a Private Credit Business Advance?


A private credit business advance comes from institutional investors,
insurance investment funds, hedge funds, pension funds,
not from a  bank
.

It is the oldest form of commercial finance going back to ancient farmers needing advances to buy seeds. The first known business advances were funded with 33% cost of money—factor rate—for barley and repaid at harvest with a percentage of the crop,
and
20% cost of money or more for advances of silver working capital  

 

It is not a loan.
It is the discounted sale of future revenue.



Modern origins of private credit can be traced back to the 1980s when insurance companies began lending directly to companies with strong borrowing records. Insurance companies and their pension and investment funds deploy billions of dollars in a variety of private credit investing strategies including working capital for small businesses.

 

 Business finance today is cash flow strategy with fintech AI.



A business advance is a Revenue Purchase Agreement, not a loan.
Therefore, there is no lender, no interest rate, no finite term, no payment schedule, no collateral, and usually no recourse in bankruptcy. A factor rate determines cost of money. Credit scores are less important. Variable flexible payments are a percentage of revenue—daily, weekly, monthly—until fully repaid. 



Will you look at a proposal?
fair transparent pricing & flexible terms directly from trusted sources


no fees - no effect on credit
open secure pdf in desktop app - chrome recommended


Request a proposal

 Intense competition for private credit working capital
holds down the cost of money and creates flexible options with superior service.


See what is available to you now for operations, expansion, or refinance.

 

Innovative Fintech AI Cloud Payments Services and Working Capital

click to download worldpay Global Payments Report 2025 (pdf)

 


Why worldpay?

Clients average 5% increased revenue,
15% decreased chargebacks,
and 12% reduced debit card fees.

 

 

click to view secure one-page pdf

 

Resellers are no longer required.
If your payments processing is with a reseller - including banks, financial institutions -
compare costs, security, and services available now directly from the #1 payments source.

 

 

 

 

https://vimeo.com/385211279  click to play video

 

 

 

 

FINTECH THE FINANCE WORLD IS BUILT ON

worldpay and FIS (a NYSE public company) are trademarks of industry leaders in fintech AI cloud payments services, private credit working capital,
and innovative cash flow strategies. Their names and logos are used with permission.

innovative fintech AI cloud payments services and working capital

https://www.fisglobal.com/en 

 

 

 

 

 

 

 

 

 

2024 Commerce and Payment Trends Report 
(49 pages)

 

FIS: The Global Innovation Report 2023
  
(32 pages)


 

Safe easy access to working capital    Expand and grow with confidence
Fintech AI Cloud Payments Services and Flexible Working Capital
Omnichannel Commerce — Continuously Updated Predictive AI Bank Security & Payments Services



 



Capital Strategies • Fintech Cloud Payments • Customer Financing




competitive high-performance cash flow strategies
for operations, expansion, or refinance
resellers no longer required from #1 sources

Retain Customers.  Improve Cash Flow. 
Simplify Operations.

5% increase in revenue  --  15% decrease in chargebacks  --  12% reduction in debit card fees
Higher conversion rates  --  Improved authorization & better acceptance of all payment methods

 



We support competitive small businesses.
The Small Business Administration (SBA) defines small business
as under 500 employees or under $10 million annual revenue.

 

      

    
             

most industries and business categories



Expand and grow with confidence and safe easy access to private credit working capital.

Fintech Cloud Payments — Omnichannel Commerce — Continuously Updated Predictive Bank Security & Programming




Safe.  Reliable.  Fast.

Admark Capital - since 1988




How's your business?



   
     Clients increase customer acquisition and retention, improve cash flow, and simplify operations
for
maximum performance with continuously updated predictive bank security and payments programming.

Clients increase revenue 5% average and cut operational costs

Admark Capital provides access to private credit working capital and innovative fintech cloud payments services with superior safety and performance.  We support competitive businesses.  We do not charge fees or add to costs.  We represent the #1 trusted finance sources (safest, fastest, oldest, biggest).

Admark Capital provides businesses with innovative cash flow strategies for operations, expansion, and refinance. We help businesses increase customer acquisition & retention, improve cash flow, and simplify operations.


 
Admark Capital - since 1988

 

What's next?

Compare your sources in all three areas of business finance.


working capital strategies  •  fintech AI cloud payments  •  cloud POS customer financing


     Compare the #1 trusted sources (oldest, safest ,biggest, fastest)   multi-billion dollar global financial enterprises that for several decades served only large organizations and resellers including banks, until now with superior security, service, and pricing for small businesses directly. 

No resellers required. 

    
Small businesses are no longer required to use resellers for payments services (the standard practice from the beginning of the credit card processing industry).
Many resellers lack the finance tech for speed and safety today.

      Admark Capital provides businesses with fast, hassle-free solutions to fuel their competitive growth, solve business problems, and reach their business goals with innovative finance strategies.

     We help businesses stay competitive.

 


Admark Capital - since 1988

732 S. 6th Street,  Las Vegas, NV 89101

 




Honor. Integrity. Excellence.

These three principles represent our firm’s core values, each complementing one another. Collectively, they inform every action we take each day.

We are driven daily to achieve an honorable reputation, and define honor as unsullied character that is earned over an extended period of time.

Our integrity is cultivated by doing the right thing every time – it is not a goal achieved once, but a metric to which we hold ourselves accountable at all times.

Excellence is more than an aspiration for us – it is the direct result of our unwavering commitment to provide optimal and effective solutions for each of our clients.

 

Admark Capital - since 1988

independent national finance agency for working capital and innovative fintech AI cloud payments services

 

IMPORTANT INFORMATION: This website and its representatives and sources do not provide investment, financial, tax, or legal advice.
If you have questions, please consult your expert, attorney, tax accountant, financial advisor or other appropriate professionals having expertise in the area of your question or before making important decisions in these areas. 

 

Admark Capital provides capital strategies, payments services, and customer financing.  We help businesses stay competitive.  We do not charge fees or add to costs.  We represent the #1 trusted sources (safest, fastest, oldest, biggest) of fintech AI cloud payments services and working capital for operations, expansion, and refinance.  We help businesses stay competitive with fintech AI cloud payments services with continuously updated predictive bank security, safe easy access to working capital for increased customer acquisition & retention, improved cash flow, and simplified operations.

 Admark Capital is not a finance lender or broker, banker, or reseller.  No fees.

Private credit working capital operates in the investment industry (not the banking industry)
with appropriate regulatory oversight by the US Securities and Exchange Commission (SEC).

Admark Capital is 100% compliant with all regulatory and legal requirements.

Admark Capital is not indexed in Google search for privacy control.

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